You know you need life insurance, but maybe you’re still not quite sure how much (and if you can afford it.) Let’s take a look at a few things to help you make the right decision.
What Is Your Goal?
In deciding how much coverage you need, you first need to look at what you’re wanting the money to be used for if you were to pass away. Maybe you would want your spouse to be able to quit their job and stay home with the kids until they were grown. You might even want your spouse to never have to work again. Maybe you want to pay off old debts, provide money to support a disabled family member, or pay for your children’s college tuition in full. There are many different options, but you need to know what is important to YOU.
What Will It Cost?
Once you know what you want the life insurance to be used for, you need to estimate how much you would need. LifeHappens.org offers a great online calculator to help tally up the numbers. You can find it here: http://www.lifehappens.org/insurance-overview/life-insurance/calculate-your-needs/
Let Us Quote You to Show You!
Here’s where we come in! Once you know how much coverage you need, it’s time to look at the cost. We’ll run your quotes based on many different factors (depending on the type of coverage you need, your age, health status, and more.) We can help you find the perfect amount of coverage that fulfills your goals without breaking your budget. In fact, most people think that life insurance is much more expensive than it actually is!
Our goal is to get your family protected. Call us today with any questions or to get a ballpark estimate on what life insurance will cost for your family. (888) 565-2212 or contact us online at www.bryanagency.com/contact At the Bryan Agency we represent several life insurance carriers to be able to find something to fit your needs and your budget. We are the leading experts in life insurance for the Hudson Valley and Long Island. Call us today!