Each month in 2014, the Bryan Agency will be sharing a short list of tasks that are simple enough that you can do to help take care of you, your home, your vehicle, and your family. Consider them a helpful reminder of what needs to get accomplished throughout the month to keep your important items protected.
Here is our list for the month of March:
1. ) Order A Credit Report
March is Credit Education Month.
One of the most important things you can do to protect your credit score (besides paying your bills on time) is to closely monitor your credit report.
The credit reporting agencies make mistakes. That’s why you must be vigilant in reviewing your report each year and requesting corrections. This is especially true if you’ve been the victim of identity theft. Get a free copy of your report from all major credit bureaus each year at www.annualcreditreport.com. You can also check your credit score for free at www.creditkarma.com.
2.) Make A Severe Weather Plan
Spring is known for strong storms. That’s why it’s good to have a plan ready before the bad weather arrives. Choose a place of shelter in your home (preferably with no windows or exterior walls) and gather up a small kit of supplies just in case. Include water, batteries, and flashlights. Don't forget, that it takes 30 days for a flood policy to take effect if it is not required by your mortgage company. Get a flood quote for your home today. You can get one for less than $0.68 a day! You can call us at 888-565-2212 or visit us online to get a free estimate on flood.
3.) Change Batteries In Your Smoke Detectors and Carbon Monoxide Detectors
Such a small task can be a lifesaver if you were to have a home fire. Carbon Monoxide is an odorless gas that can strike without you even knowing. If you don't have a CO detector, get one now! Plan to switch out batteries at every time change. This month, time to “spring forward” was on March 9th. If you haven't changed your batteries, do so today!
4.) Get A Life Insurance Quote
According to a survey by the Life Foundation, 33% say they don’t have enough life insurance, including one-fourth who already have a policy! If this is you, call us today at 888-565-2212 or visit us online at Bryan Agency for a free, no-obligation quote on affordable life insurance. Curious as to how much life insurance you need? Check out the free calculator here.
5.) Protect Your Kids (And Grandkids)
March is Poison Prevention Month.
Go through your home and look for any hazardous chemicals or cleaning supplies that could be easily accessed by a child. Have a little one like I do? Get down on your hands and knees and see what is in easy reach at that level. Kitchen and bathroom sink areas and garages are especially dangerous. Lock these items in a cabinet or place in an area out of reach. Also make sure to have the phone number for the local poison control center in case of an emergency.
6.) Start Landscaping
Yes, it’s probably a little early for this one...but who isn’t ready to get outside after a long winter?
Landscaping can add thousands of dollars in value to your home. Start planning your spring flowers and garden now. If you feel even more daring, try composting as well. It reduces your carbon footprint and can be used in your garden. Here are some easy steps to composting.
These should keep you busy all March long! Let us know if we can assist you in any way with your auto, home, business, or life insurance for Long Island, New Windsor, or New York. Call the Bryan Agency at 888-565-2212, visit us online at www.BryanAgency.com stop by our office at 3068 Route 9W Suite 500, New Windsor, NY 12553.